Managing the Home During This Process
Practical guidance for keeping the property secure, maintained, and ready for what comes next.
Once you inherit a home in Florida, the property still needs steady attention while the estate works through probate. Property taxes, insurance, and basic upkeep do not pause because the title has not transferred yet, and letting any of them lapse can create expensive problems later. I help families stay ahead of these obligations so the home holds its value and stays ready for whatever they decide to do with it.
A few items deserve early attention. Confirm that the property insurance policy stays active, because many carriers treat a vacant inherited home differently and coverage can quietly expire. Keep the county property tax account current, since Florida counties do not forgive balances during probate and unpaid taxes can lead to a tax certificate against the home. Keep water and power on as well, so the house does not develop humidity, mold, or plumbing damage while it sits empty between visits.
Securing the Property
Before anything else, the home needs to be secured and protected.
- Confirm insurance coverage is active
- Maintain utilities (especially water and power)
- Forward mail to the estate contact
- Change locks and ensure the home is physically secure
Handling Belongings
Personal property needs to be addressed before the home can be sold or transferred.
- Distribute items among family members
- Donate items to charitable organizations
- Hold an estate sale for valuables
- Hire a professional cleanout service
Maintenance & Repairs
Decide what upkeep or improvements to address before sale.
- Basic yard and exterior maintenance
- Address any urgent safety or habitability issues
- Evaluate minor improvements vs. as-is sale
- Get professional assessments before committing to work